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Home Life Insurance
Life Insurance

What is it?

Life insurance offers financial protection for your beneficiaries when you die. Some policies also accumulate cash value, offering a living benefit that can be used for supplemental retirement income, funding for a child's education or cash for emergencies.*

Who needs it?

So much depends on your needs and your income. If you have loved ones who rely on you for their financial well-being, life insurance helps ensure that their financial future isn't left to chance.

What is covered?

There are many types of policies that offer a variety of features and benefits. The basic principle of a life insurance policy is that it pays your beneficiary a specified amount of money when you die in exchange for regular payment of premiums.

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1 Introduction to Life Insurance
2 Guarding Against Uncertainty
3 Who needs Life Insurance
 

Insurance Articles

Benefits News

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    Adequate health care is both the right and responsibility of every individual. Health insurance should not be restricted by an individual's medical condition, and individuals should be responsible for having insurance for catastrophic health care expenses beyond their financial means.
  • Why employers will keep their health plans after 2013
    As the dust settles on the Patient Protection and Affordable Care Act, some analysts are predicting that beginning in 2014, a substantial number of employers will elect to terminate their health plans and simply pay the annual penalty of $2,000 per employee.
  • Survey: Employers say health reform will not control costs
    While health care reform enters a cooling-off period, employers insist that reform must make cost containment a central theme in order to lower health care costs, reports the National Business Group on Health and Towers Watson.