EBSA provides health benefits education focusing on life and work events and the benefit decisions they impact as well as information on the federal health benefits laws related to employment based group health plans to help employees and their families make informed decisions. It is highly recommended that you visit this site to learn more about health plans, COBRA Continuation Health Coverage, HIPAA Health Coverage Portability And Nondiscrimination, Children's Health Insurance Program, Genetic Information Nondiscrimination Act, Health Benefit Claims And Appeals, Workers' Rights To Health Plan Information, Newborns' And Mothers' Health Protection Act, Women's Health And Cancer Rights Act, Mental Health Parity Act, Retiree Health, Health Benefits Coverage Information For Dislocated Workers, Health Benefits Coverage Information For Reservists, What To Do If Your Health Coverage Can No Longer Pay Benefits, Related Health Care Web Sites.
Llisted below are some of the articles at EBSA's website
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Top 10 Ways to Make Your Health Benefits work for you - The Department of Labor's Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits. In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA's Web site at www.dol.gov/ebsa. Or, call the agency's toll-free help line at 1.866.444.3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you. Read more at http://www.dol.gov/ebsa/publications/10working4you.html
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Life Changes Require Health Choices - Know Your Benefit Options - Marriage - What You Need to Know - Get all the details on your spouse's plan, and be sure you understand how it works. You'll want to know the amounts of any deductibles or copays you will be required to pay, and what you will pay for premiums. Under the Health Insurance Portability and Accountability Act (HIPAA), you may be entitled to add yourself, a new spouse and children to your employer's plan or to your spouse's employer's plan under a special enrollment period. Read more at http://www.dol.gov/ebsa/Publications/life_changes.html
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Work Changes Require Health Choices...Protect Your Rights - Opportunities and setbacks are part of life - especially when it comes to work. Learn how changes in employment status can affect health coverage. Whether you are thinking about changing employers, have landed a new job, or lost or retired from one, find out today how to have the health benefits you might need tomorrow. Know your rights. Exercise your options. Read more at http://www.dol.gov/ebsa/Publications/work_changes.html
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Fact Sheet: Life Events Impact Health Benefit Needs - Most individuals go through a number of life events that affect their health benefit needs and the choices they make. There are several important federal laws that affect your benefits under a job-based health plan. Below is a list of life events and a brief description of federal laws that may protect your rights when these events occur. Read more at http://www.dol.gov/ebsa/newsroom/fshealthcy.html
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General Facts On Women And Job Based Health - According to the Bureau of Labor Statistics, the labor force is becoming more diverse, older and more female. Today, those changing labor force demographics are already evident in terms of the increased number of working women. Working women are likely to be the primary decision maker for the family as well as the care giver when a family member falls ill. Therefore, women need adequate knowledge and tools to satisfy their multiple roles as decision makers and consumers of health care. Read more at http://www.dol.gov/ebsa/newsroom/fshlth5.html
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Health Benefits Advisor - The Health Benefits Advisor is designed to help workers and their families better understand their federal right concerning access to health coverage, whether provided through a group health plan or otherwise, especially when they experience changes in their life and work situations--such as marriage, childbirth, job loss or retirement. The Advisor may assist employers in understanding their responsibilities under the applicable laws. The Advisor, however, does not provide information on a user’s specific plan. Rather, the guidance provided is general in nature and users are encouraged to review their specific health plan or health plan options in conjunction with the general information provided by this Advisor. Read more at http://www.dol.gov/elaws/ebsa/health/index.htm
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