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Home Individual & Family Health Insurance Introduction to Health Insurance

Introduction to Health Insurance

Illness or non-work related injury can be financially devastating, especially when considering the rising cost of health care over the past 20 years. Health insurance can help protect you from large out-of-pocket health care expenses that can accumulate during an acute or chronic illness. If you have a job, your employer may provide group comprehensive major medical coverage. You can also purchase individual comprehensive major medical coverage privately or through an insurance agent or broker who is licensed by the State of California to sell health insurance products. 

 

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Last Updated on Monday, 08 March 2010 17:04  

Insurance Articles

Benefits News

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  • Out of the frying pan without jumping into the fire
    Adequate health care is both the right and responsibility of every individual. Health insurance should not be restricted by an individual's medical condition, and individuals should be responsible for having insurance for catastrophic health care expenses beyond their financial means.
  • Why employers will keep their health plans after 2013
    As the dust settles on the Patient Protection and Affordable Care Act, some analysts are predicting that beginning in 2014, a substantial number of employers will elect to terminate their health plans and simply pay the annual penalty of $2,000 per employee.
  • Survey: Employers say health reform will not control costs
    While health care reform enters a cooling-off period, employers insist that reform must make cost containment a central theme in order to lower health care costs, reports the National Business Group on Health and Towers Watson.